Hometown Community Banks of central Illinois are all branches of the Morton Community Bank. Morton Community Bank is an independently owned bank that was founded in Morton, IL in 1961. It has an effective management team that aims at helping support the financial needs of businesses and residents throughout the area.
Hometown Community Banks works to support you in your financial endeavors, from buying a dream house, opening a new business, seeing your child through school, and so much more. It is a bank that simply wants to be part of your community and its progress.
Financial Services of Hometown Community Banks
Hometown Community Banks offers quite a number of financial services, such as personalized cash management services. This is a suite of services and products that are specifically customized for all your business needs so as to give you the extended control you need over your business banking operations as well as your finances.
The team of specialists responsible for cash management can review your business operations and effectively come up with a custom program of services and products specifically designed to meet all your business needs. The bank also offers other financial services like payroll services where you are in a position to set up direct deposit employee payroll, debit payments directly from customers accounts, and make direct payments to vendors.
Additionally, offers a host of other financial services for businesses and individuals, such as free checking accounts, savings accounts, money markets, COD’s, insurance and investment services, and HSA’s, to name but a few.
Personal & Business Lending Options
Hometown Community Banks of central Illinois also offers lending options for anyone who is interested in some financial aid. They have a lending program for small business loans where they finance both existing and start up small businesses at affordable low interest rates and with flexible payment terms that appropriately work for your cash flow.
It also has another lending program that caters for businesses that are looking for a better way to deal with daily fluctuations when it comes to cash flow. All you need to do is have a line of credit that can help you borrow the cash you require. This is a flexible way of borrowing and repayment, with competitively low interest rates and you only pay interest for what you borrow.
Hometown Community Banks also offers home mortgage loans that give the community a chance to own their dream houses. This mortgage loan program is community friendly, has a number of options that will fit your life stage and at favorable low interest rates. Whether you have located the ideal house or not you can still acquire a pre-qualification letter confirming the amount of money you are in a position to borrow.
Rewards Credit Cards
Among the most incentivizing offers of Hometown Community Banks is their reward credit card programs. Their Hometown Visa Gold Card gets you amazing rewards once you use it to purchase, you can choose between Scorecard rewards or Cash Back.
For the Scorecard option you earn points whenever you use it to purchase and later the points are redeemed into Scorecard rewards like air travel, cruises, hotels stays and dining, vacation packages and gifs. While as the Cash Back option makes it easy for you to keep money back into your pocket, each purchase you make with the card earns you an annual cash back reward. Hometown Community Banks of central Illinois have solutions to all your financial challenges.